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About Our Agency

Heritage Insurance Agency provides comprehensive insurance options.

We are your trusted independent insurance agency.

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Your family, your business, and your possessions are all important to you, but you may not know how to best protect them. We have the experience to navigate the unique risks you face, serving as your insurance advisor.


years in business

Our legacy.

Since 1978, Heritage Insurance has been deeply rooted in Northern California as an independent insurance agency working to protect and preserve our region’s residents and businesses. Here, we believe in relationships, service, integrity, and genuine concern. We treat our clients like members of our family, so their ultimate protection is our everyday focus.

Our team.

The Heritage Team comprises experienced and qualified individuals who have a passion for their everyday business. As a whole, our agency holds professional development as a high priority to further benefit the solutions we deliver to our clients. Agency Principal Steve Mora serves multiple industry advisory boards, and many of our team members are in continual pursuit of industry designations to include CIC, CRM, CLCS, AFIS, CISR, PHRca, WCS, and CAWC.


knowledgeable advisors


top-rated carriers

Your protection.

We believe our clients’ financial security and quality of life deserve the utmost dedication, expert advice, and personal attention from a trusted partner backed by top-rated insurance carriers. As your insurance advisor, we help you make smart decisions—protecting you from the unexpected and planning for the predictable.

About Our Agency - View of the Honey Run Covered Bridge Over a Creek Next to a Mountain in Chico California

Get Started Today

As an independent agency, we are here to help you find the right coverage.

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Our Mission

At Heritage Insurance Agency, our mission is very simple. We strive to protect the heritage of the land, property, and people we insure. Our belief in service, quality, and integrity are imposed in our everyday business.

Why Go Independent?

Memberships, Affiliations, and Achievements

Our team is actively involved within the industry and takes pride in their ability to continue expanding their knowledge and experience to give back to the community they admire.

The Advantage of an Independent Agency Working for You

What makes our independent agency different?

  • Personalized insurance solutions.
  • Friendly, knowledgeable service.
  • Building trusted relationships.
Find Out How

Get the power of choice when it comes to finding the right insurance for your situation. We offer a wide variety of policies and price points to choose from.


Rely on us to simplify the insurance process, from advising you on your risks and solutions, to advocating on your behalf to the insurance company.


Count on us to be there for you every step of the way with personable and professional service so you always have the right coverage for your insurance needs.

Insurance Solutions We Specialize In

We specialize in a variety of coverage options to meet your unique insurance needs.


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  Request an Insurance Quote

As an independent agency, we are here to help you find the right coverage.

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It only takes a minute to get started.

  • Fill out the form, we’ll be in touch.
  • Go over your options with an agent.
  • Get the coverage you need.

Would you rather discuss this in person? Get in touch with an agent today!